Insurance Services

Renters Insurance in Texas

Your Stuff. Your Liability. Your Peace of Mind.

Renters insurance is one of the most affordable ways to protect everything you own and shield yourself from liability claims. Whether you live in an apartment, townhouse, or condo in Texas, Hanson Knox Farmers Insurance makes it simple and affordable — often under $15–20 per month — while giving you the same personal service we give homeowners.

Types of Renters Coverage

Protection for Every Living Situation

Renters Insurance

Covers your personal belongings against theft, fire, and certain water damage — plus liability if someone is injured in your rental.

Condo Insurance

Covers the interior of your condo unit and personal property. Fills gaps your HOA master policy doesn’t cover.

Landlord Insurance

If you own rental property, this covers the structure, lost rental income, and liability — keeping your investment protected.
Why Choose Hanson Knox

Renters Coverage Made Simple

Extremely Affordable Rates

Renters insurance with Farmers often costs under $15–20/month — comprehensive protection that won’t strain your budget.

Easy Bundling with Auto

Bundle your renters policy with auto insurance and unlock significant savings on both — one agent, one relationship.

Fast, Friendly Local Service

No call centers. No hold music. Just Hanson Knox’s real local Texas office ready to help you quickly and personally.

How It Works

Covered in 3 Easy Steps

1

Get a Personalized Quote

Answer a few simple questions about your rental, belongings, and budget in under 60 seconds.
2

Hanson Reviews Options with You

One-on-one conversation with no pressure — Hanson explains coverage options clearly and finds the right fit.

3

Lock In Coverage & Relax

Secure your policy today — often effective the same day — and enjoy peace of mind in your home.
We Also Provide

One Agent. Complete Coverage.

Vehicle

  • Auto, Motorcycle, Boat & More

Bundle & Save

  • Auto + Renters Discounts

Property

  • Home, Condo, Flood & More

Life

  • Term, Whole & Universal

Commercial

  • Business & Commercial Auto

Financial

  • Farmers Financial Solutions

Partner Products

  • Pet, Device & Medicare
Real Client Reviews

What Recent Clients Say

“Mayra is an excellent communicator… explained everything about the insurance policies.”

— Mona Amthor

“Steven was very helpful finding the right insurance with a reasonable price for my needs.”

— Hiep Nguyen

“Hanson’s team took care of my renters & life insurance so easily! Awesome people!”

— Cheryl Loving

Frequently Asked Questions

Renters Insurance FAQs

Q: Is renters insurance required?

A: Not by law, but many landlords require it as part of your lease. Either way, it’s one of the smartest protections you can have.

Q: How much does renters insurance cost?

Often $12–20 per month for solid coverage in Texas. Bundling with auto can bring the combined cost down even further.

Q: Does renters insurance cover flood damage?

A: No. Standard renters insurance does not cover flooding. In flood-prone areas, a separate flood insurance policy is recommended.

Q: What does renters insurance cover?

A: It covers your personal belongings against theft, fire, and certain water damage — plus liability if someone is injured in your rental, and temporary housing after a covered loss.

Q: Can I bundle renters insurance with auto?

A: Yes — bundling your renters and auto policies through Hanson Knox is a great way to unlock discounts on both and simplify your coverage.

Q: Can I get coverage the same day?

A: Yes. In most cases, Hanson can get you covered the same day you apply — fast, simple, and hassle-free.