Insurance Services

Business Insurance in Texas

Coverage Built for Your Business

Running a business in Texas comes with risks — liability claims, property damage, employee injuries, and more. Business insurance gives you the protection you need to operate with confidence. Hanson Knox Farmers Insurance offers tailored commercial coverage with the same personal, local service you expect from a small agency — not a faceless corporation.

Commercial Coverage Options

Business Coverage for Every Need

Business Insurance

Comprehensive protection for small businesses — covering property, liability, and business interruption so you can operate without fear.

Commercial Auto

Coverage for company vehicles, delivery trucks, and any vehicle used for business purposes.

Commercial Property

Protects your building, equipment, inventory, and business assets from fire, theft, vandalism, and covered weather events.Coverage for boats, jet skis, and watercraft on Texas lakes.

Workers' Compensation

Covers employee medical costs and lost wages after a workplace injury — protecting both your team and your business from costly claims.

General Liability

Covers bodily injury, property damage, and personal/advertising injury claims made against your business by third parties.

Coverage by Industry

Customized policies for contractors, retailers, restaurants, home services, and other North Texas industries with unique risk profiles.
Why Choose Hanson Knox

Business Insurance Done Right

Customized for North Texas Risks

Your Texas business faces specific risks. Hanson tailors your coverage to your industry, location, and employee count — nothing generic.

Fast Quotes & Expert Assessment

No lengthy back-and-forth. Get a business insurance quote quickly with expert risk assessment from an agent who understands commercial coverage.

Claims Support Like Family

When a claim happens, Hanson Knox advocates for your business every step of the way — not a 1-800 number that doesn’t know your name.
How It Works

Get Your Business Covered in 3 Steps

1

Get a Personalized Quote

Share basic info about your business — type, size, vehicles, and employees — in under 60 seconds.
2

Hanson Reviews Options with You

One-on-one walkthrough of your commercial coverage options with honest, no-pressure guidance from a local expert.
3

Lock In Coverage & Operate Confidently

Secure your policy and run your Texas business knowing you’re protected against the risks that matter most.

We Also Provide

Complete Personal & Commercial Coverage

Vehicle

  • Auto
  • Motorcycle
  • Boat & More

Bundle & Save

  • Auto + Home Discounts

Property

• Home
• Condo
• Renters & More

Life

• Term
• Whole & Universal

Financial

  • Farmers Financial Solutions

Partner Products

  • Pet
  • Device
  • Medicare
Real Client Reviews

What Recent Clients Say

“Hanson treats his customers like he would expect to be treated… high level of customer service.”

— John Swick

“I recently moved all our insurance to Hanson Knox… He was thorough and detailed and we were very happy.”

— Jason L.

“Steven was very helpful finding the right insurance with a reasonable price for my needs.”

— Hiep Nguyen

Frequently Asked Questions

Business Insurance FAQs

Q: Do I need business insurance in Texas?

A: Most small businesses do — especially for liability and property protection. While Texas doesn’t mandate general liability, most landlords, clients, and lenders will require it.

Q: Can I bundle business with personal policies?

A: Yes — we review both your personal and commercial policies to find bundling opportunities and maximum savings across your Farmers coverage.

Q: Do you help with claims?

A: Yes — Hanson Knox advocates for your business every step of the claims process. You’ll have a local agent in your corner, not a 1-800 number.

Q: What is workers' comp required for?

A: Texas law has specific requirements based on employee count and industry. Hanson can walk you through whether it’s required for your business and what coverage makes sense.

Q: How much does business insurance cost?

A: Rates vary by industry, size, revenue, and risk profile. Hanson provides custom commercial quotes tailored to your specific Texas business.

Q: Can you cover my home-based business?

A: Absolutely. Standard homeowners policies often exclude business activity. A separate business policy or endorsement ensures your home-based business is properly covered.